How Does My Hurricane Deductible Work?
Your hurricane deductible will be displayed on the Declarations page of the policy. The deductible could be a fixed amount, a percentage of Coverage A, or the same as the All Other Perils deductible. If your deductible amount differs from your All Other Perils deductible, the hurricane deductible applies during the following time periods (in Florida):
- Beginning at the time a hurricane watch or warning is issued for any part of Florida by the National Hurricane Center of the National Weather Service;
- Continuing for the time period during which the hurricane conditions exist anywhere in Florida; and
- Ending 72 hours following the termination of the last hurricane watch or hurricane warning for any part of Florida by the National Hurricane Center of the National Weather Service.